Risk Management
Proactively address potential risks.
Risk management involves identifying, assessing, and mitigating various financial risks, including market volatility, credit risk, and inflation. Wealth advisors employ diversified investment portfolios, asset allocation, and hedging techniques to manage exposure. Asset allocation does not ensure a profit or protect against a loss. We also consider risk tolerance, time horizons, and financial goals to tailor strategies that align with each client’s unique profile. By proactively addressing potential risks, we can help manage investments and aim to enhance financial resilience.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA / SIPC) . Insurance products are offered through LPL or its licensed affiliates. Salem Five Bank and Salem Five Wealth Advisors are not registered as a broker/dealer or investment advisor.
Registered representatives of LPL offer products and services using the name Salem Five Wealth Advisors and may also be employees of Salem Five Bank. These products and services are offered through LPL or its affiliates, which are separate entities from and not affiliates of Salem Five Bank or Salem Five Wealth Advisors.
- Not Insured by FDIC or Any Other Government Agency
- Not Bank Guaranteed
- Not Bank Deposits or Obligations
- May Lose Value
Salem Five Bank provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. Salem Five Bank is not a current client of LPL for advisory services.
Please visit: https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html
LPL Financial Form CRS