EDUCATION CENTER


Homeownership
The Costs of Selling a Home

Selling a home can be costly. Total expenses depend on the property’s location, sale price, market conditions, and deal terms. Although sellers ...

Homeownership
15-Year vs 30-Year Mortgages

Choosing between a 15-year and a 30-year mortgage is one of the most important decisions you'll make as a homebuyer ...

Homeownership
Fixed Rate vs Adjustable Rate Mortgages

What is the best way to decide whether you should aim for a fixed-rate or adjustable-rate loan? Do the research ...

Retirement
2025 & 2026 Maximum IRA Contribution Limits

Depending on the type of IRA, individuals can invest pre-tax or post-tax income to grow their retirement savings while receiving tax advantages ...

Retirement
What are My IRA Options?

Navigating retirement planning can feel overwhelming, but choosing the right IRA can provide financial security and tax advantages ...

Retirement
Factoring Family Into Your Retirement Plan

Retirement planning becomes significantly more challenging when you factor in family considerations. You'll have to account for the expenses of ...

Family Finances
Understanding Insurance Premiums

Understand how insurance premiums are calculated and discover ways to reduce costs for auto, home, health, and life insurance ...

Family Finances
Marriage and Your Credit Score

Marriage doesn’t affect your credit score, but joint accounts can. Learn how credit works after marriage ...

Family Finances
2026 Child Tax Credits

Child Tax Credits are tax breaks the federal government offers to support U.S. taxpayers with eligible dependent children under 17. These credits aim to reduce ...

Paying for College
Dealing with a Student Loan in Collections

If you've fallen behind on your student loans and they've gone into collections, you're not alone, and you're not stuck. You still have control, even if ...

Paying for College
The ROI of Education

Committing to higher education, whether through a student loan or directly from your savings to cover tuition, room, and board, represents a significant ...

Paying for College
Public Service Loan Forgiveness (PSLF)

Working in government service or for a non-profit organization might qualify you for the public service loan forgiveness program (PSLF). However, to fully qualify ...

Credit and Debt
What is a Green Loan?

A green loan provides funding for projects that drive environmental sustainability. It follows the standards outlined in the Green Loan Principles ...

Credit and Debt
Using a Personal Loan

A personal loan can be a helpful financial tool when you need quick access to cash for urgent or significant expenses ...

Credit and Debt
Understanding Travel Reward Programs: Tips for Getting the Most Value

You can accumulate free travel rewards using your credit card for everyday purchases. It's true! However, it is important to approach travel reward programs ...

Money Management
Understanding Your Net Worth

To understand your complete financial picture, you need to know your net worth, a snapshot of what you own ...

Money Management
What Is the “No-Buy” Challenge?

In a world overflowing with flash sales, targeted ads, and one-click checkouts, the no-buy challenge offers a powerful way to reclaim control over your finances ...

Money Management
What Is ‘Soft Saving’?

In a time of rising financial uncertainty, student loan burdens, and social pressure to "have it all," a new approach to personal finance is ...

Workplace Finance
2026 Paycheck Planning

Learn 2026 paycheck changes, including tax updates, Social Security limits, and retirement contribution increases that may impact your take-home pay ...

Workplace Finance
2025 & 2026 Maximum 401(k) Contribution Limits

Learn the 2025 and 2026 401(k) contribution limits, including catch-up amounts, employer contributions, and tips to maximize retirement savings ...

Workplace Finance
Hourly and Salaried Employment

The Fair Labor Standards Act of 1938 standardizes the structure of any given job within the United States. The FLSA declares that all employees, regardless of ...

Small Business
Understanding the Basics of Direct Marketing

Direct marketing is still effective. The hype and effectiveness of online contact get the most buzz ...

Small Business
Branding Your Business

An effective branding strategy makes your business stand out in a competitive marketplace. Online, it helps ...

Small Business
Affordable Marketing Strategies for Startups

Although running a startup business can be exciting, there is much strategic planning involved to get customers without ...